It’s still a Great Time to Buy!

While the competition is fierce for the limited inventory on the market, interest rates remain low and some parts of the market remain below their 2007 price peak. Contact one of our agents so that you can get the best expertise to navigate this complex market.

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The House Hunting Game

In times like today, most people want to cut costs any way they can.  Who wouldn’t want to save some extra money? That is typically the thought process for someone not wanting to use a realtor, unfortunately that opens the majority of people up to hidden costs, extra stress and a loss totaling more than just a realtors commission.  Here are the top 9 reasons to use a realtor!

1. Ethical Consideration:  Realtors are bound by law to an ethical code.  This is their job and their livelihood.  The majority of realtors wouldn’t risk everything by being dishonest.
2. Pricing: Since being a Realtor is more than just a pastime, many realtors have the experience and knowhow to set a price on a home by walking through it.  Realtors want to see you get the best bang for your buck, and are not easily swayed by items that may or may not have value. They know what a good deal is!
3. Repairs:  Did you know that the real estate purchase contract can involve repairing a property or compensation for repairs that needs to be done? Realtors understand this and they know that if it isn’t in the contract, your recourse could be none.
4. Availability: You can’t underestimate the inside track on a great property. There are a lot of homes that sell even before the Realtor sign goes on the lawn. The reason is that Realtor get to tour new homes on the market before they get publicly listed. A Realtor who knows what you’re looking for can schedule an immediate viewing before the sign hits the lawn.
5. Paperwork: Real estate paperwork is detailed and you need to understand the specific meanings of all the terms used in them. Realtors have seen these forms time and time again, and are great at keeping you informed of what it all means – what you’re signing.  For example, misunderstanding betterment charges can lead to taxes you didn’t think you were responsible for, and knowing exactly what a warranty and representation is will ensure you aren’t promising more than you can fulfill.
6. Network: Networks and contacts matter more than most people realize in a real estate deal. A Realtor can point you to a reliable, helpful mortgage broker, an inspector who is extremely thorough, a great lawyer, and can help with things like water tests and insurance policies.  There’s often a lot of work involved in buying a property, and not a lot of time to complete it.
   A Realtor has a list of people they’ve worked with for years, people they trust to do the best quality work for buyers and sellers. You save time and money when you surround yourself with bright professionals who work their tails off for you.
7. Housing Code: Both buyers and sellers have various legal responsibilities to fulfill. If you miss something, there is often trouble down the road. Think about a seller who doesn’t know she has to communicate openly that her house had two floods caused by faulty plumbing. She can be sued by the buyers, even years down the road. A real estate agent asks the right questions so you can move easily through the process, knowing what you need to know.
8. Closing Day Headaches: So, you’re all excited to be moving into your house today. This moment makes every bit of work, and worry, and exhaustion worthwhile. You walk across the threshold and find the seller left garbage lying around. Or you’re selling and the buyer’s funds don’t arrive when they’re supposed to. A Realtor has been through all this before so they can sort it out quickly and efficiently so you can get on with basking in the glory of your new home, or your home sale.
9. Avoiding Problems: Let’s face it. If you’re buying a house, you are likely spending more on this purchase than any other. Due diligence is key.  Realtors help with the homework so you don’t have home buyer’s regret after moving in.

20 Questions You Should Ask Yourself

Many prospective buyers are full of questions.  How much can we afford? What am I looking for? Every question has value.  Here, at Vision Real Estate, we like to be thorough to make sure that we do the best job possible.  This is a list of the top 20 questions that are important to know when looking for your perfect home.

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We take the time to get to know you first

As fun as it is to look for houses right off, we take the time to get to know you first.

We always start with a getting to know you meeting. Many of the buyers we work with have spent time looking on the internet for homes before they contact us. When they do contact us, they often expect to head right out the door and start seeing homes. For us, looking at homes with our clients is usually the second visit as we like to take the first visit to get to know you, your goals, and the types of homes that best meet the needs of your lifestyle

Affording a Home

Not everyone is ready to buy today. We recognize the many factors involved in home buying and owning such as credit, debt to income ratios, taxes and insurance, long term maintenance and owner fees, and so on. We can help coach you through the process of being confident that your home will never be a burden.